2008-11-21T23:59:13+08:00 http://blog.xuite.net/ricky.yeh0607/may/20886998 2008-11-21T23:59:13+08:00 2008-11-21T23:59:13+08:00 2008-11-21T23:59:13+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">《生活理財家》</span></td> </tr> <tr> <td><span style="font-size: 14pt; color: #0000cd;"><span style= "font-size: 18pt; color: #ff0000;"><strong>產險業賣健康險 拚特色</strong></span></span></td> </tr> <tr> <td background="http://blog.xuite.net/images/newdata/images_2007/line_blue.gif"></td> </tr> <tr> <td><span style="font-size: 14pt; color: #0000cd;">■記者 洪凱音</span></td> </tr> </tbody> </table> <table border="0" align="center" width="98%" cellpadding="5" cellspacing="5"> <tbody> <tr> <td align="left"> <p><span style= "font-size: 14pt; color: #0000cd;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 產險業10月起開賣健康險，最大的罩門就是「不保證續保」，各產險公司必須卯足全力拚推出有「特色」的保單，與提倡終身保障的壽險業一較高下。</span></p> </td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20886998">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20886835 2008-11-21T23:47:03+08:00 2008-11-21T23:47:03+08:00 2008-11-21T23:47:03+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">如果你的預算有限...<br></span></td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20886835">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20867970 2008-11-20T23:22:48+08:00 2008-11-20T23:22:48+08:00 2008-11-20T23:22:48+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">《生活理財家》</span></td> </tr> <tr> <td><span style= "font-size: 14pt; color: #0000cd;"><strong><span style= "font-size: 18pt; color: #ff0000;">健康險 女性比較貴</span></strong></span></td> </tr> <tr> <td background="http://blog.xuite.net/images/newdata/images_2007/line_blue.gif"></td> </tr> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">■記者洪凱音</span></td> </tr> </tbody> </table> <table border="0" align="center" width="98%" cellpadding="5" cellspacing="5"> <tbody> <tr> <td align="left"> <p><span style= "font-size: 14pt; color: #0000cd;">&nbsp;&nbsp;&nbsp;&nbsp; 「女性」因具有膽小心細的特質，理賠率通常較男性低，並因而成為產險公司寵兒。過去產險公司設計不少費率便宜、女性專屬的意外保險專案。不過，自從產險業開始經營健康險，費率卻恰好相反，女生保費普遍比同年齡的男性貴，境遇可說大不相同。</span></p> </td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20867970">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20867891 2008-11-20T23:18:40+08:00 2008-11-20T23:18:40+08:00 2008-11-20T23:18:40+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">《保險部落格》</span></td> </tr> <tr> <td><span style="font-size: 18pt;"><span style= "color: #ff0000;"><strong>安穩退休 年金險不可少</strong></span></span></td> </tr> <tr> <td background="http://blog.xuite.net/images/newdata/images_2007/line_blue.gif"></td> </tr> <tr> <td><span style="font-size: 14pt; color: #0000cd;">■奈特</span></td> </tr> </tbody> </table> <table border="0" align="center" width="98%" cellpadding="5" cellspacing="5"> <tbody> <tr> <td align="left"> <p><span style= "font-size: 14pt; color: #0000cd;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 前面幾篇專欄與各位分享國際勞工退休金制度的研究心得，個人想在此重申：安穩的退休生活不能只靠政府及企業，商業年金也是很重要的工具。</span></p> </td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20867891">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20847007 2008-11-20T00:50:31+08:00 2008-11-20T00:50:31+08:00 2008-11-20T00:50:31+08:00 <p><span style="font-size: 18pt;"><span style= "color: #ff0000;"><strong>養兒不易 教育基金早準備</strong></span></span></p><a href="http://blog.xuite.net/ricky.yeh0607/may/20847007">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20846961 2008-11-20T00:45:18+08:00 2008-11-20T00:45:18+08:00 2008-11-20T00:45:18+08:00 <p><span style="font-size: 18pt; color: #ff0000;"><strong>七年級生 3招戰勝不景氣</strong></span></p><a href="http://blog.xuite.net/ricky.yeh0607/may/20846961">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20846902 2008-11-20T00:40:35+08:00 2008-11-20T00:40:35+08:00 2008-11-20T00:40:35+08:00 <p><span style="font-size: 18pt; color: #ff0000;"><strong>定期定額不停扣 3指標判斷</strong></span></p><a href="http://blog.xuite.net/ricky.yeh0607/may/20846902">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20846854 2008-11-20T00:36:30+08:00 2008-11-20T00:36:30+08:00 2008-11-20T00:36:30+08:00 <p><span style= "font-size: 14pt; color: #0000cd;"><strong><span style= "font-size: 18pt; color: #ff0000;">還本型養老險 大打多功能牌</span></strong></span></p><a href="http://blog.xuite.net/ricky.yeh0607/may/20846854">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20846759 2008-11-20T00:28:46+08:00 2008-11-20T00:28:46+08:00 2008-11-20T00:28:46+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">《財管大眼睛》</span></td> </tr> <tr> <td><span style="font-size: 18pt;"><span style= "color: #ff0000;"><strong>定期定額投資 必勝十招</strong></span></span></td> </tr> <tr> <td background="http://blog.xuite.net/images/newdata/images_2007/line_blue.gif"></td> </tr> <tr> <td><span style="font-size: 14pt; color: #0000cd;">■仲向榮</span></td> </tr> </tbody> </table> <table border="0" align="center" width="98%" cellpadding="5" cellspacing="5"> <tbody> <tr> <td align="left"> <p><span style= "font-size: 14pt; color: #0000cd;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 定期定額投資共同基金在國內風行多年，但是真正賺到錢的卻是少數人。探究原因，投資人投資的心態和方式是決定投資成敗的關鍵，投資人十個應注意的要點如下：</span></p> </td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20846759">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20846622 2008-11-20T00:18:59+08:00 2008-11-20T00:18:59+08:00 2008-11-20T00:18:59+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;"><strong><span style= "font-size: 18pt; color: #ff0000;">車險理賠浮濫&nbsp; 金管會突檢產險業<br></span></strong></span></td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20846622">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20846596 2008-11-20T00:16:11+08:00 2008-11-20T00:16:11+08:00 2008-11-20T00:16:11+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;"><strong><span style= "font-size: 18pt; color: #ff0000;">保險業皮繃緊 就怕理賠出錯</span></strong></span></td> </tr> <tr> <td background="http://blog.xuite.net/images/newdata/images_2007/line_blue.gif"></td> </tr> <tr> <td><span style="font-size: 14pt; color: #0000cd;">■記者 洪凱音</span></td> </tr> </tbody> </table> <table border="0" align="center" width="98%" cellpadding="5" cellspacing="5"> <tbody> <tr> <td align="left"> <p><span style= "font-size: 14pt; color: #0000cd;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 金管會去年開始實施「ABC專案檢查」後，強制汽機車保險的損失率就像「溜滑梯」般下降，94年底損失率還達77%，去年就快速下降至58%，下降了19個百分點。在檢查制度把關下，金管會10月底宣布，明年3月起，強制汽機車責任險的降幅達7.64%，在經濟不景氣時替每戶家庭省下好幾百元保費。</span></p> </td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20846596">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20828340 2008-11-18T23:02:56+08:00 2008-11-18T23:02:56+08:00 2008-11-18T23:02:56+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;"><strong><span style= "font-size: 18pt; color: #ff0000;">預防失業 別忘投保就業險</span></strong></span></td> </tr> <tr> <td background="http://blog.xuite.net/images/newdata/images_2007/line_blue.gif"></td> </tr> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">【記者呂郁青／台北報導】</span></td> </tr> </tbody> </table> <table border="0" align="center" width="98%" cellpadding="5" cellspacing="5"> <tbody> <tr> <td align="left"> <p><span style= "font-size: 14pt; color: #0000cd;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 主計處統計，國內失業率從1月的3.8%飆升至9月的4.27%，中華人事主管協會提醒，民眾別忘投保就業保險，失業期間才可享有勞保失業給付、提早就業獎助津貼、職業訓練生活津貼以及健保保費補助等保障。</span></p> </td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20828340">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20828290 2008-11-18T22:58:38+08:00 2008-11-18T22:58:38+08:00 2008-11-18T22:58:38+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style="font-size: 18pt;"><span style= "color: #ff0000;"><strong>還本型保險 賣翻了</strong></span></span></td> </tr> <tr> <td background="http://blog.xuite.net/images/newdata/images_2007/line_blue.gif"></td> </tr> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">【記者呂郁青、陳芝艷／台北報導】</span></td> </tr> </tbody> </table> <table border="0" align="center" width="98%" cellpadding="5" cellspacing="5"> <tbody> <tr> <td align="left"> <p><span style= "font-size: 14pt; color: #0000cd;">&nbsp;&nbsp;&nbsp;&nbsp; 金融風暴後，民眾投資理財更趨保守，也帶動還本、保障型保險成為近日銀行財富管理業務銷售成長最快的商品。台銀6年期養老儲蓄險10月單月業績就翻了一倍；中信銀6年期養老儲蓄險、萬能保險也都熱賣。保本型的意外險和醫療險更是從電話行銷市場紅到銀行通路。</span></p> </td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20828290">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20828260 2008-11-18T22:56:25+08:00 2008-11-18T22:56:25+08:00 2008-11-18T22:56:25+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">出奇招搶市<br></span></td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20828260">(繼續閱讀)</a> http://blog.xuite.net/ricky.yeh0607/may/20828232 2008-11-18T22:54:36+08:00 2008-11-18T22:54:36+08:00 2008-11-18T22:54:36+08:00 <table border="0" align="center" width="98%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">《生活理財家》</span></td> </tr> <tr> <td><span style="font-size: 18pt;"><span style= "color: #ff0000;"><strong>保險規劃 四成民眾沒做好</strong></span></span></td> </tr> <tr> <td background="http://blog.xuite.net/images/newdata/images_2007/line_blue.gif"> <span style="font-size: 14pt; color: #0000cd;"><img width="2" src= "http://udndata.com/images/newdata/images_2007/line_blue.gif" height="11"></span></td> </tr> <tr> <td><span style= "font-size: 14pt; color: #0000cd;">■記者洪凱音</span></td> </tr> </tbody> </table> <table border="0" align="center" width="98%" cellpadding="5" cellspacing="5"> <tbody> <tr> <td align="left"> <p><span style= "font-size: 14pt; color: #0000cd;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 繼富邦、國泰世紀產險，泰安、蘇黎世與友邦產也陸續加入健康險銷售行列，最大的特色就是保費幾乎比壽險公司便宜一半以上。抓住這個市場利基，產險公司第一波行銷手法，皆鎖定剛出社會的年輕族群，或以補足壽險保額而投保第二張健康險者為訴求。</span></p> </td> </tr> </tbody> </table><a href="http://blog.xuite.net/ricky.yeh0607/may/20828232">(繼續閱讀)</a>